Jennifer has 20 years of country risk experience that includes working for the Asian Development Bank, secondments to the Department of Finance of the Philippines and other ASEAN central banks and ministries of finance and various private sector financial institutions.

Jennifer was educated in the US (Hofstra University) and UK (London School of Economics).

Bernhard brings 10 years of experience in investment strategy and research for the largest Swiss banks with a strong focus on emerging market fixed income and quantitative modelling.

Bernhard holds master degrees in economics and finance from the University of Innsbruck and is a CFA charterholder.

Working as a team since 2000, Patrick Kranzlmüller & Axel Swoboda deliver concepts, design & code for websites, web apps and mobile apps. Beside elaborating customers and own projects, they are leading two open source projects and lecture on web development.

Patrick holds a master’s degree in Media and Communication Sciences from the University of Vienna, Austria. Axel graduated as engineer in Multimedia Design at the University of Applied Sciences in Salzburg, Austria.